MoneyNestYour personal finances, in one place.
MoneyNest brings your accounts, spending, budgets, investments and debts into one private workspace, so you can see where you stand and decide what to do next.
- Free to start: 100 movements
- Works offline, installable as an app
- Available in 7 languages
- Plans and prices
The real app, shown with its built-in sample data.
Personal finance is scattered.
Money lives in bank apps, spreadsheets and investment platforms. Debts are tracked in one place, goals in another, budgets nowhere. Understanding the whole picture means stitching it together again every time.
- Bank accounts
- Spreadsheets
- Apps
- Investments
- Debts
- Budgets
- Goals
MoneyNest brings it together.
One place for the information that matters, so you can understand your financial situation without rebuilding the picture every month.
One workspace
Accounts, movements, budgets, investments, debts and goals live side by side.
One source of truth
Everything recalculates from the same data, so the numbers always agree.
Yours to keep
Export your data whenever you want, as PDF, Excel or a JSON backup.
A clear picture, the moment you open it.
The dashboard is where everything meets: what you have, what you owe and how you are doing.
Net worth, always current
Liquidity, investments, assets and debts add up to one number, compared with last month.
A financial health score
A single score built from saving, stability, distribution and fixed costs.
Any period you need
Switch between this month, the previous month, this year, all time or a custom range.
Everything else, one tab away.
Each area of MoneyNest, shown as it really is.
Every movement, recorded in seconds.
Add transactions one after another without leaving the form, use guided wizards, or import a CSV or Excel statement from your bank. Categories are suggested automatically and you preview everything before it is saved.
From first launch to a full picture.
- 1
Set up your space
A short onboarding asks for your name, your accounts and your categories. No bank connection is needed.
- 2
Bring in your data
Enter movements with guided wizards, or import a CSV or Excel statement. MoneyNest suggests categories, flags duplicates and shows a preview before importing.
- 3
Understand where you stand
The dashboard, budgets, goals and analysis all update from the same data, so the picture stays current as you go.
Private by design.
MoneyNest is built local-first: you can use it fully without an account, and your data stays on your device unless you choose to sync it.
Local by default
In Local mode your financial data is stored on your own device. You can use the app fully offline and without an account.
Sync only if you choose it
With a Pro account your data syncs to the cloud so you can use several devices. Access is restricted per user with row-level security.
Payments handled by Stripe
Payments are processed by Stripe. MoneyNest does not see or store your card number.
Optional PIN lock
Protect the app on your device with a PIN you set in Settings.
Your data stays portable
Export a PDF report, an Excel workbook or a JSON backup, plus CSV files for each section.
Funded by its plans
MoneyNest is paid for by its subscription plans.
Start free. Pay only if you keep going.
Free trial
€0
100 movements to try every screen. No card required.
Local
€1
per month, or €9.99 per year
Unlimited movements. Your data stays on your device and the app works offline. PDF and Excel export.
Pro
€2
per month, or €19.99 per year
Everything in Local, plus cloud sync and use across multiple devices. Includes a 7-day free trial the first time.
Plans and prices are set inside MoneyNest and may change. The app always shows the current offer.
Start free in MoneyNest (opens in a new tab)
Start managing your money.
Free to start, no card required. MoneyNest is built, run and improved by Kervo.
Follow what changes in MoneyNest.
Get an email when we ship something new.